Kharra Sach (Are we Really Living in Islamic State?) – 23rd January 2013



Kharra Sach (Are we Really Living in Islamic State?) – 23rd January 2013

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Kharra Sach (Are we Really Living in Islamic State?) - 23rd January 2013, 8.4 out of 10 based on 169 ratings

102 Comments Leave your comment

  1. Nadeem says:

    Dear All , pls join RET , for complete elimination of RIBA in pakistan. Thanks. http://www.facebook.com/#!/RibaElimnationTeam

  2. MOC says:

    Money is a commodity. You lend it to somebody for their use, they should pay you back with interest or profit, same thing just different name. You rent a car you pay for a car, you rent a house you pay for renting the house, you take someone's money you payback with interest. Rest is all hypocrisy. Of course there could be laws for not charging exorbitant rate of interest, rest is open market.

    The very low rate of interest in Europe and USA is not because they realised charging interest is bad, it's open market demand and supply. Because of economic down turn there was very low demand of borrowing, so they bring the price down or in this case the rate of interest. Its just demand and supply.

    If an old widow has some money left to her by her deceased husband and she leaves this money in a fixed deposit in a good bank which is as safe as you can get and she earns interest to survive, how could this be haram. You do not expect her to invest in business and probably loose everything. By what logic her earning is haram!!

    So Mr. Luqman, as you keep on saying you do not know economics, then please do not take up a subject you have no knowledge in.

  3. rizwan says:

    plz is jahil ar khatiya shaks ka prog na daikha kre……ap ko yad ho ga is ka scandal………….is ka behaviour daikha tha kitna rude..jaisy ye koi nawab hai….smoking aisy kr raha tha jaisy baki sb is k nechy lge hoe hai………me isy 1 sacha insan smjhta tha ………pr ye bhi janwar nikla

  4. waqas says:

    salute to you mubashar bhi … you are doing more than better

  5. Syed Owais Ali Zaidy says:

    …..Ayub laanti insaan! In his opinion, riba = savings and interest [sood] is not equal to riba so sood is halal! Bughyrrutt insaan!

    Isko aghwa kernay waloon nay chor diya hoga, unhoon nay socha hoga bhai yeh khud pagal hai, humain bhee pagal karayga, isko FREE mein chordo! ahahahahahahahahahahaha!

    Mubasher EXPOSED Saudi Arabia and its banks! Ala! Speling tou theek kerlo…..hahahahahaha!!……..

    Also, the part about Saudi financing for terrorists also coming from INTEREST MONEY! Ala!

  6. Syed Owais Ali Zaidy says:

    Quran mein define nahin hai, isleay Christianity say definition lee hai……..Astughfurlaha!! Drunkyards from Supreme Court of Pakistan!!

  7. Arif says:

    I don't know much about Islamic banking but it would be better if we would've had a proper Islamic scholar who has knowledge of Islamic banking (such as Mufti Taqi Usmani) in the program. Having guests with no Islamic banking experience will not clear any concept.

    Hamarey yahan har shakhs Quran majeed parh kar scholor ban jata hey….

    Plz talk to the relevant people..

    Thanks

  8. MUDASIRZAMANbANGASH says:

    LUQMAN BYE YOU ALSO EAT HARAM MONEY AND THERE ARE NO CONCEPT IN MEDIA IN ISLAM YOUR PROGRAME NAME IS SACH BUT YOU DONOT TELL A SUCH BECAUSE OF ………..?
    ALL OF YOU DO NOT KNOWLEDGE ABOUT ISLAMIC BANK , QURAN AND HADED .
    IF YOU INTERESTING SUCH TYPE OF PROGRAMS THEN CALL TO MUFTI TAQI USMANI AND SHRAIAH ADVEISOR

  9. Choudhry says:

    Variants: also instalment

  10. XaMi says:

    these persons also dunno what is ryt and wt is wrong, :@

  11. Mind it says:

    These people know nothing about ISLAMIC BANKING! They do not know a single word of Islamic Financial System. Go have a read and study Islamic Finance and then come and debate with me. I will make you SPEECHLESS! Believe me!

  12. Thinker says:

    Ayyub and Lucman both are ignorant they do not have in depth knowledge of Uloomul Qur'an they must first learn from proper ulemaas for at least 5 years than come up with such Islamic Issues. Quoting Qur'an is easy but to go deep into its Tafseer is not easy at all by such persons.

  13. Ali says:

    At the micro level, a huge population in American uses credit cards to maintain their fake life stye, and most of their income go out to pay for the monthly payment on mortgaged properties and wait all their lives to accumulate equity.
    Those in professions that have not gone overseaes have benfited from buying property with lower APRs, and such people genearlly own expensive properties in a higher price range, and have no complaints, but such ownerships constituite relatively a smaller percentage of American population.

  14. Ali says:

    Curent APR in America is 2.775 percet for borrowers, mortgaging their property, and with good credit history.
    Good credid history means you have had stable job over a long period of time, not defaulted on loans, hav not filed bankruptcy, don't owe beyond a certain fraction of your projected monthly payment, otherwise the APR could get much higher. APR is the interest rate charged plus the cost of the loan, include points, and other costs.
    Because premium jobs, that required college degree, have been going out to India or Indian companies inside American corporations have control over those jobs, most of the borrowers have remained unemployed, been off & on the jobs,

    and as a result paying much higher APR to maintain their ownership.

    Also, Home values have been dropping due to foreclosures & short sales, and most of the buyers have lost their equity on their property. Recently, home values have seen 4 percent increase.

    Interest is indeed an evil thing at micro and macro levels. America tax payers taxes go to pay the interest on the loans the government has been borrowing to fight wars in Afghanistan & Iraq

  15. SHUJAT HAIDER says:

    saudi arab is not islamic country it was broken by Wahab ad the Saud and they joined the zionist and stolen the holy land of our prophet.

    Saudi Arab is the biggest supporter of Israel.

    Paper money is Riba and it is haram and mentioned in Quran.

    Islamic banking is a big fraud all they do is just chage the name of interest to profit ,
    Report

  16. SHUJAT HAIDER says:

    saudi jihadis sooud khanay waloun baaz a jao.

  17. Ali says:

    No way, not even close. Islamic state is one where every one, regardless of money, status, religion, or any thing else, get JUSTICE (justice delayed is justice denied) , as given by Allah & HIS messenger, prophet Muhammad (May peace be upon him).

  18. muhammad waseem says:

    handling charges are not interest.
    service charges not interest.

  19. muhammad waseem says:

    pleasse explain interest and time value of money as the time value of money is allowed in islam so please donot discuss the matter in which you you are not a authority.

    • Ali says:

      You can enter a contract with a person to accept it as grains, value of gold, and return gold, grain or value of grain or gold. Contract is written by the giver of the debt and signed by witnesses. It is like a person is giving giving you 10 grams of gold and you will return that person 10 grams of gold, but you cannot fine the person for not being able to return, or ask to return according to the market interest rate. Interest is haraam in Islam, and there are clear examples that provide the proof. Even the 10, 15 or 30 years interest on mortgaged property is haraam. Allah knows better.
      you pay the rent to the giver of the loan for using the property, and return the borrowed sum over a period of time in installments.

  20. New Karachi #3 says:

    Convential banking is riba from the front door. Islamic banking is riba from the back door, either way both kind of bankings are haraam.allah knows best.

  21. sarwar says:

    Great Show may Allah Forgive u for ur previous dead and Luqman this time u r Awsome

  22. ROZINA from france says:

    good job luqman for exposing wahabis and kharjis

  23. Farhan Abbas SE. DBA, SA says:

    pehla acha program kia ap nay mubashar…. at least ap nay soood k roh ko taza to kia musalmano ko jagany k liay…. yeh to ap k neeki b ban jai gi INSHALLAH……

  24. MTK146 says:

    why don't he get opinion from BUNNY….

  25. amjad sheikh says:

    I think we live in a state that claims to be PAK. But lot of us made it NAPAK. People living in in it pretty much look like the words spoken by Ghalib while answering a question. He Said "I do not eat pork but do drink" so I am a half Muslim. So people living in are "half Muslim". Unfortunately few minutes before I was watching a live show on ARY about how some some women are treated in Pakistan. Half way thru the show, I cried and shut off the TV.
    These few words I put down in a background a question is lurking in my mind.

    'PEOPLE OF PAKISTAN DO YOU REALY LOVE YOUR COUNTRY' AND WHAT YOU HAVE DONE FOR IT.

  26. Adeel says:

    This idiot needs to go

  27. Adeel says:

    Dear Mubashar , please pick some other topics. You lost your integrity long time ago . You told on air you had a leased Mercedes .

    • zia says:

      NO body angel. allah maf kar deta hai lakin banda maf nahi kar ta. achi bat ko too man loo.Mercedes ho sakta hai us ne wapis ker de hoo tuba kar ly hoo.bat pe ghore karo. warna esa kli nahi mile ga. jooo masoom hoo?

  28. Qurban Khan says:

    Allah Ka Hukum jo Quran Mjeed men hey——- Luqman Saheb be careful while quating Quran Ayat or Hadidh; it should be exact–You already did blunders while talking with Dr. Israr Ahmad *AL Maerhum). Since then I stopped watching your program. Now you are dealing with another Islamic issue about which you are not qualified.
    Shame on you; you can not stop.

    • Electronicfriend says:

      At least he has a forum and he dared to talk about this issue. If you are more qualified you can correct him but it is not wise to stop someone if his intention is fair. Allah sees the intention and worldly mistakes can forgiven.

  29. qadri says:

    luqman bahi quran ki wazahat hadees k bagare mumkin nahi hadees mien openly sood ko haram
    kaha geya hea yhe shaks ek bawkoof hea joo hadees ki tashri k bagar baat kar raha hea
    our jo ladies is topic par baat kar rahi hea kiya es ki okaat hea jo haya ka parda chak kar k tv par aahi hea .plz sir dont sale islam plz if u want this topic call real mufti not dashat gard mufti plz
    sood is haram in hadees this is majmuwa of 70 gunhas in these gunhas samalast is zineh with his mother

    • Electronicfriend says:

      The lady who you are criticising is fighting against the interest system and playing her role to implement islamic system of economy which you &I have never done. But we still think that we are more muslim than others. Praying five times is not enough, ikhlaaq is another important factor. May Allah give us strength and taufeeq to convey our message with hikmah

      • Mind it says:

        IF THAT LADY IS FIGHTING AGAINST RIBA THEN SURELY SHE IS SPREADIN ISLAM AND REPRESENTING ISLAM SO SHE SHOULD BE DRESSED ACCORDING TO ISLAMIC RULES. SHE NEEDS TO UNDERSTAND THAT SHE CANNOT IGNORE ONE VERSE OF QURAN AND PICK OTHER VERSE OF QURAN. SHE IS DOING WHAT SUITS HER. NOT WHAT IS COMMANDED IN ISLAM REGARDING PARDA.

  30. Jamal says:

    shame on him that he still hosts the show ….. what a loser he is

  31. Bilal says:

    @ dear ismail would you like to tell me in which british english u have read that its instalment? I never read this one. This is the common word in us and british english (installment) go and check it in dict.

    • Choudhry says:

      Jahilo:
      Consult Webster. Instalment is also correct.

      2
      installment
      noun
      1 : one of the parts into which a debt is divided when payment is made at intervals

  32. Ismail says:

    At 3:45 he is asking the bank to correct the spelling mistake on their website about the word "installment" , He does not know that INSTALLMENT is a north american english and INSTALMENT is british english and both means the same thing.

    Mr. correct your own english frist before asking some one else.

      • Mr correct says:

        Per Riyad Bank's website:

        Features and Benefits:

        Shari’a compliant as per the Riyad Bank Islamic Banking Shari’a Committee.
        No salary transfer required.
        No down payment required (optional).
        No guarantor
        Final instilment (optional)
        Includes a comprehensive insurance program.
        The ability to buy a vehicle with a value up to SAR 500,000.
        Simple financing conditions with installments extending up to 5 years.
        Financing available to Saudis and Residents

    • Nayyar says:

      @ dear ismail would you like to tell me in which british english u have read that its instalment? I never read this one. This is the common word in us and british english (installment) go and check it in dict.

  33. ahmed says:

    Yeh anchor khud dow number hai yeh kya baat kar raha hai

  34. alvi says:

    good topic, mubashir sahib, iss topic per dr tahirul qadri and mufti taqi usmani ney bhi work kiya hey you have to discuss on those thieses and contect other learnerd guests .welldon

  35. asm367 says:

    luqman is mad try to get him better but never

    • Emad F Farooqi says:

      The ONLY solution of Pakistan get rid of Zardari & for Karachi, get rid of Altaf Husain & their mafias. As a whole PPP & MQM are not Bad, these are very organised & civilized parties but unfortunately these are HIJACKED by zardari & Altaf Husain & their group.Related with AH why people are not understanding the reason of his stay in UK, how he got British passport so easily. Because he is a plotted AGENT of UK & other foreign agencies same as QADYANIES. So pls wakeup your soul & develop your courage to RESIST these Saitans ( Zardari / Altaf Husain ). Majority of MQM supporters easily distinguish between Right & Wrong but can't put their lives on stake therefore they can't open their mouth.
      ALLAH kay wasty think about Doom's Day, one day everyone has to appear infront of ALLAH, then what 'll you answer?????????

      • Amjad Sheikh says:

        I agree

      • Ali says:

        Good thing about MQM is many of them have risen from ordinary people, and the mayor during Musharraf made the difference for the port city, Karachi.
        Bad thing is violence politics, mafia gangster politics,
        Another bad thing is Altaf Husain is wierdo. His position is like a cult leader.
        However, MQM does have few competent politicans
        Good thing about them is they have not been stealing treasury like the politicans of Noon & PPP.
        It is possible, MQM may emerge as a party free of these vices, after Altaf Husain is gone.
        British, American, Canadian or citizen of another country should not be allowed to lead Pakistani people in general, Altaf Husain should not be one exception.

      • Ali says:

        Noon potlician NS is incompetent, without charisma of a leader, and corrupt, and at the same time pretends to be angelic, without vision of a leader, one like those at the of federal government are not in a positon to lead by their own example due to their corrupt practices.
        Zardari is an open book, he does not even pretent that he is not corrupt, unlike NS
        NS & Zardari never challenge each other how they got the funds transfer overseas, never challenge each otehr to show the bank transactions. Everyone knows they never worked a single day outside Pakistan.
        They possess huge belongings under different names, or may be his own name in the case of Zardari, and NS resents when asked to show the bank transactions supporting the transfer.
        NS & Zardari's have not been paying the due taxes that should reconcile with their ownerships & income. This alone should be reason for them to be held accontable, and punished, and to be asked to return the stolen funds & assets achieved through manipualtion.
        NS usurped his power and did not pay back the loans.
        Their owneship has multiplied during their time of rule.
        Pakistan has only once choice, Imran Khan, for mere survival.

      • Ali says:

        IK is a man of vision, who want to buid a welfare state, do bottom up dispensation of funds instead of top down, which gets stuck in the middle pockets, do not reach the ground.
        He wants to use his expereince of perfect governance which has been exercising at SK, and where majority gets free world class quality cancer health care.

  36. Syed says:

    Mubashir Luqman is the biggest liar on this earth. What else you guys need to understand.
    Once is a liar is always a liar.
    Shameless person Mubashir Luqman. His Malik Riyaz Video must be shown to his son again and again.

  37. Hassan says:

    Good old fashioned investigative journalism. Mubasher sahib zindabad! You won't get ratings but you will get our respect and credibility. Haram Mir should learn something from you.

  38. SOHAIL KHAN says:

    mubashaar said u watching kassak instead of saying khara sach .. lol

  39. faisal khan says:

    luqman sb aap ne aik aise shaks ki apney prog ke shuru mein tareef ki yani ayub sb ki jo sood ya riba ko bilkul hi nahi mante.aap ne aisa kyun kya?.secondly aap aik zaheen aur bahadur person hein ,aap apney prog mein aksar ye kehte hein keh< aik baat kahoon mein> to agar aap ko bura na lage to aaj mein aap ko aik baat kehna chahta hoon keh is very very important issue per second time prog karne se pehle aap apni tayarri achi tarah ker ligye ga aaj ke prog ki tarah nahi aur oos ki tayarri ke liye in molviyun ya naam nehaad aur jahil ulma se guide line leney ki bajaye Ahmadiyun ke kisi aalam se privately toor per knowledge le ligye ga .aap ko Quran aur Sunat se sahi rehnumaai de dein ge.InshaAllah.

  40. Mokan says:

    insurance is haraam in islam

  41. Mokan says:

    saudi arab is not islamic country it was broken by Wahab ad the Saud and they joined the zionist and stolen the holy land of our prophet.

    Saudi Arab is the biggest supporter of Israel.

    Paper money is Riba and it is haram and mentioned in Quran.

    Islamic banking is a big fraud all they do is just chage the name of interest to profit ,

    • Ahmed says:

      Salam Brother,

      I completly agree with your coment. I was watching this programme in the morning and felt sorry for the guest and host. I don't like Luqman but will give credit for doing this programme. Riba is the biggest weapon used against man kind to enslave them. The whole progamme finshed but i could not understand what were they trying to acheive. i am sure they can not define what is Money :) not their fault as its not taught anywhere. they were talk about the processes.
      Paper currency is haram we need to go back to gold dinar becuase paper money does not have any value of its own. it was intially issued against gold and people could claim their gold against the paper money they had but it was stoped in £1930.
      Whoever is interested in this topic watch and read Sheikh Imran Hossain.

      Salam

    • Waqar Azam says:

      Paper money is riba and this is mentioned in Quran?
      Can you please explain with the correct surah and ayat where its written " Paper money is riba" so I can change my Qibla
      Thanks & Regards

  42. Tahir says:

    Mr. Lucman Sahib,

    For your information: Approximately 33% of USA economy is based on 0% interest, amazing. shame on Pakistani government.

  43. Pakistan says:

    IC MULAK MAIN LUQMAN SAB LOGA INSANOO KA KUNA P JATEY HAIN AP SUAD KE BATEH KARTEY HAIN

  44. tariq says:

    bhai luqman sahib agr aap ko sood kay mutalik program karna phir drkar ho to dr m tahir ul qadri sahib ko dawat daeen pl,s

  45. Haque Sach says:

    Mubasher Laqman sb ,soodi nizaam ko Khatam kernay ka jo ka fedral sharia court nain kaya tha us kay khilaaf mian Nwaz sharif nz stay order liya hua hay …auss fail ko bhi daikhain …syed mododi ki ktab sood ..ja bhe mutalea krin awr molana goher Rehman ki tafheem alHadis ka bhi to baat aap per ayyan ho jay gi…
    Humira bi aur Farooq sb Nubarik kay mustHaq hain jo allo kay deen ka nfaaz chahtay hain….
    ,,

  46. Rashid iqbal says:

    mubashir tere under koi gheret hey k ye program ka nam khara sach rakhe

  47. Muhammad says:

    Very gud effort of mubashir Bhai,NYC show,
    God give us hadait to change our whole economic
    System.

  48. Amer Khan says:

    wah,aesa masala cherr dya jis se pori dunya ki gurbat khatam ho sakta he,willdone

  49. Ali says:

    That person from Karachi, needs to reconsider his Islamic knowledge and Quranic studies. May Allah guide him and bless him

  50. rao sohail.bishkek says:

    u r great mubashir lucman

  51. ilyas says:

    PPL who are still watching this idiot needs to consult psychiatric immediately

  52. mohammrd rafiq says:

    DR GANJOO AT RAIWAND ANIMALS SANCUTARY HAS INJECTED HIS APES WITH LEATHAL RABBIE VIRUS TO CAUSE A MAXIMUM HAVOIC ON TV CHANNELS SO IF U SEE SHAKEEL AWAN ACTING LIKE HAUNHACK MONKEY……MAHSADULA KHAN ACTING LIKE REDASS BABOON…….ZAEEM QADRI ACT LIKE BRAZILIN HOWLING MONKEY……HANIF ABBASI SNIFFING EPHERDINE LIKE CHIMPANZEE……OR PERVEZ RASHID SWING ON RAIWAND TREES LIKE ORANGTAN PLEASE SHOOT ON SITE THESE APES ARE DANEROUS

  53. kalo says:

    lucman JEZA KELLAH

  54. Arshad says:

    great job Mr Mubashir Lucman!

  55. chakwalyan says:

    please mubashir app continue rakhna in sab batoon ko..

  56. ahmad says:

    Aap to already kisi jannat main rah rahen han bhai saab.!

  57. qadripadri says:

    Kharra chote he MubASHAR ab teri Bakwas koy nahi sunta

  58. khalid says:

    Plz somebody remind me isn't he is the guy who was promoting most corrupt man in pakistan riaz malik

  59. Younus says:

    As per litereal definition of Riba (increase) explained by Mr. Ayub Khan and fitting in the translation of the Ayat 276 of Surah Al Baqarah

    The translation is
    Allah destroys interest and gives increase for charities. And Allah does not like every sinning disbeliever.

    As per Mr. Ayub explanation

    So here the translation will be Allah destroys "increase" and gives increase for charities. And Allah does not like every sinning disbeliever.

    So please Mr. Ayub can you explain what does this mean "Allah destroys increase" . Will every increase be destroyed by Allah Nauzubillah.

  60. tokoo says:

    ATTENTION!! PML-N NAWAZ AND SHABAZ ALSO THERE TEAM MEMBERS HAVE INVESTED HEAVY MONEY 3 BILLION RUPEES THIS IS MINE AND YOUR MONEY GUYS AND ARE WASTING IT ON THE ELECTRONIC MEDIA TO MAKE A NEW PLANNED PROPAGANDA TO ASSASIN NOT JUST DR.TAHIR-UL-QADRI BUT TO GO AGAINST THE CONSTITUTION LAW ARTICLE 62,63,218 JUST BECAUSE THEY DONT QUALIFY FOR IT THEY ADDIND CLIPS OF CERTAIN FILMS AND PHOTOS ABOUT DR.QADRI JUST TO DIVERT PEOPLES THAUGHTS THIS IS A CHARACTERISTIC OF SHAITAN.

  61. alihussain5 says:

    jin sahib ko ye topic pasand nai aaya un ko apna eeman check karwana chahiye…..soodi nizam QURAN k hisab ae ALLAH aur us k RASOOL se khuli jang hai………main nai kehta QURAN kehta hai…

    • Naasir Ali says:

      bank se deal jayez…or sadqaat khana allah or oske rasool se jang????kiya wo hadees aap tak nahi pohnchi jiska mafhoom hai ki aakhir waqt me koi aisa nahi bachega jis ke pet me sood ka gardo ghubar na jaye……….

  62. alihussain5 says:

    maa shaa ALLAH Islamic state naam hona he kaafi nai jab tal islamic laws ko follow nai kiya jaye ga to wo hisab hai kawwa chala hans ki chaal bhool gaya apni b………………ALLAH pak hum sab ko hidayat de ameen…..

  63. fred says:

    You ML you talk too much forget every thing about interest??????????????

  64. PAKISTAN ZINDABAD says:

    Luckman u better find some other job, U have no knowledge to choose any topic for ur program.

    ur arguments are baseless, by shouting and over powering other people u do not impress the audience.
    U can better try ur luck in Lollywood where u came from;)

  65. Akraman says:

    pakistanis clean the shoes of saudis, i lived in riyadh for three yrs. and all of the toilet cleaners @ the airport are porkis cleaning for 1$

    paki girls exported to saudi arabia are sex slaves. they use them as a toy.

    Pakistan is ranked at top for begging free money from USA, IMF, and world bank.

    they dont have shame, Pakistan is failed terrorist country and will entirely collapse in the coming 15-20 yrs from now

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